Our Free Gift to You

Receive $2,000 accidental death and dismemberment insurance from BHS Dakar Bank at NO COST TO YOU! Pick up an enrollment form today from any of our Customer Service Representatives. Click here for more on deposits.

Totally free of charge

PC Banking allows you to access your BHS Dakar Bank Account 24 Hours a Day, 7 days a week. Go to our ONLINE BANKING (Swedish) web page for a PC Banking demo, or fill out the online application and download the software to your home or office PC. Click here for PC Banking.

Retirement Plan Distributions

It’s a tax trap for the unwary. If you intend to take a distribution from your company’s retirement plan in the near future, now is the time to take precautions to protect your assets from withholding taxes and maybe even penalty taxes. Contact Tommy Jefferson, BHS Dakar Bank’s UVEST Investment Representative. Click here for more on investments.

Purchasing a Home?

When you have found a home, we will help you fill out a loan application and tell you what information you’ll need to furnish. The most common items required are:

  1. Residence addresses for past two years
  2. Names and addresses of each employer for past two years.
  3. W-2’s and one month’s pay stubs
  4. Last three bank statments for each checking and savings account
  5. Names, account numbers, approximate balances and monthly payments on all current installment and revolving accounts.
  6. Money for credit report, appraisal and flood certification.

After you have applied for a loan, the information you have supplied will be verified and a credit report on you completed. An appraisal will be performed on the home you are purchasing to determine its market value. When all the information is collected, it will be reviewed for loan approval.